A loan is essentially borrowing money from someone, often a bank or a financial institution, with the agreement to pay it back over time.
When you take out a loan, you receive a lump sum of money (the principal) that you are expected to repay along with interest, which is the cost of borrowing.
Personal Loans - Used for various personal expenses like medical bills, home improvements, or debt consolidation
Mortgages -Specifically for purchasing a home
Auto Loans- Used to finance the purchase of a vehicle.
One-Click Investing - Investing in a small case is typically as simple as clicking a button. Investors can buy or sell the entire collection of stocks or ETFs in the small case with just one click.
Student Loans- Geared towards funding education expenses.
Lender's Perspective -Instead of being the borrower, you can be the lender. This means you lend money to individuals or businesses and earn interest on that money.
Investing in Loans -There are platforms and services that allow you to invest in loans. You essentially become a small part of a larger loan to someone else.
Returns -The idea is to make a profit by receiving interest payments from the borrower. This can potentially provide a steady income stream